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Welcome to social housing and mortgage finance fund

The SHMFF provides cash subsidy to ensure that the burden of unit financing and the price of the unit is reduced to the level that the investor can pay. The current subsidy value ranges from LE 5,000 to LE 40,000 from the unit value according to the investor's income. Which is known as the gradual system where the value of subsidy increases the lower the investor's income and vice versa. This type of subsidy reduces the monthly installment to a rate not exceeding 35% of the net monthly income of the unit buyer and is subject to modification as determined by law

 

 

كيفية التقديم على طلب وحدة سكنية

 

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Current Projects

The tenth Advertisement announced on 7/11/2018 for 7 cities / centers with 7 governorates, application started on portal during the period from 7/11/2018 to 31/12/2018

 

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Projects Delivered

The SHMFF has published 10 advertisements at all of the governorates of the Republic in official newspapers with a total of 188 cities / 1023 projects.Where the total number of applicants reach 1,060,000, the total number of units 472216 with areas of 75-90m for low income citizens who meet the conditions of the social housing program.

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Future Projects

Will launch the 11th  Advertisement that include about 60,000 units

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The legal framework

The Prime Minister Decree on the law of mortgage finance

Cabinet Decree No. 1 of 2001 on the issuance of the executive regulations of the law of mortgage finance issued by law No. 148 of 2001

Cabinet decree No. 465 of 2005 amending some provisions of the Executive Regulations of the Mortgage Finance Law.

Cabinet Decree No. 55 of 2014 amending some provisions of the Executive Regulations of the Mortgage Finance Law for law No. 148 of 2001

The Prime Minister Decree No. 1 of 2015 amending some provisions of the Executive Regulations of the Mortgage Finance Law.

The Prime Minister Decree No. 2 of 2015 amending some provisions of the executive regulations of the law of mortgage finance.

Cabinet Decree No. 93 of 2018 on the issuance the law of social housing and mortgage finance fund.

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Available Projects

Social housing project in the framework of the state's plan to provide housing units for low-income Ministry of Education announces open for booking housing units (two rooms and a hall with an area of up to 75 m 2) project ownership system starting from 26/07/2015 until 08/16/2015 on the governorate of Marsa Matrouh ( the city of Matrouh) General conditions: the applicant is not entitled or family (husband - wife - minor children) progress to book more than housing units in new cities and provinces

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